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Gardiner Private Wealth Management

6 East Green Street
Westminster, MD 21157

Phone:

410-857-9438

Fax:

410-857-9474

E-mail:

Brian E Gardiner CFP, Licensed Tax Preparer

Welcome to our website, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this website to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals.

We’re here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.

It’s a good idea to regularly review beneficiary designations to be sure they are complete and reflect current wishes.

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Explains benefits of employee-stock ownership plans for succession planning.

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Explains how S&P 500 sector funds behave differently and why diversifying across them can be useful.

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At age 94, Warren Buffett announced retirement as CEO of Berkshire Hathaway; article reviews his investing fundamentals and insights.

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Estimate the annual required distribution from your traditional IRA or former employers retirement plan after you turn age 73.

Use this calculator to determine whether you qualify for the different types of IRAs.

How Long Will It Take to Pay my Balance?

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

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